When Is a Passenger a ‘Third Party’? [Sa’Amran 11/11]
The victim was the insured’s husband, riding to a work audit in his wife’s car. The insurer said the policy did not cover him, sat out the trial’s coverage fight, lost it, and then demanded ...
Read MoreWhom Does an Insurer’s sec. 96(3) Declaration Actually Bind? [Sa’Amran 9/11]
The insurer won a declaration against its own insured, then waved it at the crash victim like a writ of execution. Appeal No. 7 of Sa’Amran asked the question the order itself could not answer: whom ...
Read MoreMust a Crash Victim Win Twice Before the Insurer Pays? [Sa’Amran 8/11]
The victim won his judgment; the insurer’s answer was to sue him for asking to be paid. Appeal No. 6 of Sa’Amran ended the myth of the second lawsuit — and Chen Boon Kwee has since ...
Read MoreDoes a Letter From 1985 Still Bind Malaysia’s Motor Insurers? [Sa’Amran 7/11]
Two informal sales, a register three years out of date, and an insurer hoping that a 1992 agreement had quietly erased a 1985 letter. The Federal Court’s memory proved longer than the insurer’s.
Read MoreWhen Is a Judgment Not Worth the Paper It Is Printed On? [Sa’Amran 6/11]
An insurer raced to the High Court for a declaration that it owed nothing — before the trial court had decided whether its rider was even in the accident. It won. The victim then won ...
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… are a team of lawyers, authors.
They simplify legal issues.
To what end?
To rebuild the nation to be governed by the Rule of God, the Rule of Law, and not by the rule of men.
GK Ganesan


